Yesterday, I was attending a wedding ceremony at Kajang, presenting the bridegroom’s side. The guy is working as an engineer at Intel, a 32 years old guy. While the lady is doing her housemanship at Hospital Besar Seremban. That guy, 32 years old, just start working within 1 and the half year ago at Intel. He was studying at UK for more than 10 years, achieving his MBA and getting married happily.
But, in my opinion, starting and involving his life in the working environmnt at 30 years old age, is extremely late for a guy. In this circumstances, I had a friend who is 23 years old, already own a company and driving his proud BMW. Not only that, he even could afford his parents to get a rest, and go travel worldwide.
Within these two scenarios, we can said that, one guy will getting his headache on thinking about his future, while the second guy just need to continue on what he is doing, and make his parents live happily.
I’m asking the Intel guy, what’s his future plan after getting married. He answered like a typical mind person, ‘Working until I retire and live happily with my beloved wife’. My jaw dropped, and couldn’t imagine how could it be, if that company is offering him the VSS in future, (Most of our parents are still remember about the 1997 incident).
Plan For The Future, Not Plan For Now
I believe, if we fail to plan, then we plan to fail. Guys, start thinking on what you will be on the next 5 years. Then, develop a plan to guide you on what-is-the-next-step. Forecast a milestone for yourselves, as a benchmark that you will achieve it. 
Plan On Your Financial, Invest, And Don’t Get Cheated
It is very easy for a person who is desperately on financial to involve in the Skim Cepat Kaya. After all, if we are realize, most of them didn’t have any saving, in fact the money goes to expenditure. So, from here we can learn that, put a portion of your income into saving for the emergency purposes.
Investing, sometime quite be a risky for a middle income person. So, don’t put yourselves on investing at the market share (KLSE). How about, putting that money into mutual fund, fixed desposit or buying a new house. A low risk investment, yet still giving you a big sum of ROI.